Posted 05/23/2016


Mortgages Unlimited is celebrating their 25th anniversary this year! We are proud to hold ourselves as one of the region’s most trusted mortgage lenders. Mortgages Unlimited not only survived through some of the most tumultuous times in the mortgage industry, but has persevered and grown into one of the best, local mortgage companies in the Twin Cities.

We are so grateful for not only our dedicated and talented staff, but for our loyal clients that have been with us through our 25 years of providing award winning service, and who come back time and time again and allow us to service their home financing needs.

To celebrate our 25th anniversary, Mortgages Unlimited wanted to give something back to our clients, so we’re giving away $25,000 to one lucky winner on January 23rd, 2017 for our Celebrate25 Sweepstakes Giveaway!

Steven Gatti, President of Mortgages Unlimited summed it up;  “The sweepstakes giveaway is a great way for us to be able to give back to our customers that have been so loyal over the past 25 years and have supported us!  We’re very grateful.”

Enter our Celebrate25! Sweepstakes for a chance to win $25,000!

NO PURCHASE NECESSARY. Purchasing or closing a mortgage will not improve your chances of winning. The Celebrate 25! Sweepstakes is open to legal residents of MN & WI, age 18 or older. Void outside of MN & WI, in Puerto Rico, and where prohibited by law. Sweepstakes begins at 12:00:01 AM CT on 01/15/16 and ends at 11:59:59 PM CT on 12/31/16.  Click here for entry details and Official Rules. Sponsor: Mortgages Unlimited Inc., 7365 Kirkwood Ct., Ste 300, Maple Grove, MN 55369.

*Prize to be awarded as a cash payment.

Mortgages Unlimited is a local mortgage company serving not only the Twin Cities but also, South Dakota and Wisconsin. We work on the behalf of our clients ensuring they are getting the best possible loan while providing outstanding customer service.

Give one of our Mortgage Consultants a call @ 763-416-2600 if you are looking to purchase a home or refinance your existing home loan. Or you start a secure online application at

Posted 03/02/2015

Mortgages Unlimited has been a corporate sponsor to Spare Key for many years. Spare Key is charity that helps families with serious and critically ill children make mortgage payments. This past weekend was the Spare Key Groove Gala. The event raised over $145,000 during the live auction! We are so honored to be able to help these families in the most trying times through Spare Key. This year the theme was purple, hence the pictures you’re about to see. Next year is red! So you have one year to get ready for this fabulous event!

Chris Fredin and Erick MischeMortgages Unlimited Spare Key -3Mortgages Unlimited Spare Key -5Mortgages Unlimited Spare Key -4Mortgages Unlimited Spare Key -1Mortgages Unlimited Spare Key -9Mortgages Unlimited Spare Key -2Mortgages Unlimited Spare Key -10

Love is in the air

Mortgages Unlimited Spare Key -8Mortgages Unlimited Spare Key -11Mortgages Unlimited Spare Key -7jpg


We went slightly overboard with pictures 🙂 Thank you Chris and Steve for allowing us to be a part of this memorable charity event!

Posted 12/10/2014

Name: Doug Hunt
Title: Mortgage Consultant
Years working at MUI: 3+
Years in the Mortgage Industry: 23
Any special Designations or Certifications:
Licensed in MN and WI

What drew you to the Mortgage Industry? Why did you want to become a Loan Officer?
I liked helping people get into their new homes. Also the flexibility of the job so that I could be with my family when needed.

What is your favorite part of your job?
Going to closing to see my clients eyes light up when they know the house is theirs.

Do you have a favorite/memorable story or experience you’d like to share regarding a client?
Early in my career, I had a client that her credit was not the best and was before credit scores. She had already been declined twice by underwriting, but I knew she would be a good client and so I thought I would call the underwriter directly. Before I called I ask Jesus if He would help out. When I called the underwriter she said they had just completed one last review of the file and decided to approve the loan. With this news I let the client know and she was elated. Sometimes things are out of our control and we have to ask for help.

Any special hobbies that you like to do in your spare time?
Golf, Bible study, Fishing, Hunting and Soccer with family.

Anything unique about you or your family?
I was born in Germany. My mom is German and my dad met her in the early 1960’s and got married. My grandfather fought for the Germans during WWII.

Do you have a favorite/memorable story or experience you’d like to share regarding a MUI or Professional event?
I got a call from a potential client and she had just been turned down by another lender and she asked if I could help her and close in two weeks. Denise, our underwriter and I looked at her scenario and determined that we could take the loan FHA instead of Conventional. We not only got the deal done but closed it on time. Thanks to the team at MUI!

Doug Hunt - Mortgages Unlimited

Posted 11/18/2014

We thought it would be great for you to get to know our loan officers. So we asked each of them to answer a few questions to help you get to know them.

Meet Pam Barton, a Mortgage Loan Officer working in our Maple Grove Office. Pam grew up in the real estate world, and has been actively working in the mortgage industry for the past 17 years. Pam was voted Top Mortgage Professional by Mpls St.Paul Magazine in 2013 and 2014, and she has achieved Platinum Level status with Minnesota Housing.

What is your favorite part of your job?

I love helping people. To help someone’s dream of owning a home come true is what it is all about. My clients become friends for life.

Do you have a favorite/memorable story or experience you’d like to share regarding a client?

I had clients that I worked with for two years; We worked to fix their credit and get them in a position to buy a new home. After two years, they were able to buy a beautiful home to live in and raise their two children. That was 10 years ago, and we still keep in touch.

Anything unique about you or your family (kids/grandkids/travels/hobbies)?

My claim to fame has always been that I have two sets of twins 16 months apart. From those kids I now have 8 grandchildren, now that is what life is all about, those little kids!

Do you have a favorite/memorable story or experience you’d like to share regarding a MUI or Professional event?

I have been with many companies before Mortgages Unlimited. There is no place like this, where the owners care so much about each and every person in the company. We are a team here working together – with the clients best interest at heart. I like to say I am at my final resting place. Thank you MUI for all you do.


Pam Barton

Pam Barton & Family

Pam Barton & Family


Posted 11/06/2014

We just launched our mobile website! In efforts to stay relevant in today’s ever changing web world, we decided to make it a whole lot easier for you to connect with us. And, since most people have smart phones, what better way than with an easy to use, mobile website.  Our new mobile site can be easily navigated and is designed to fit your technology. Now, when you pull up our website on your mobile device our webpage will adjust to your screen size and orientation of your device. Pretty cool, huh? We thought so too. Check out on your mobile device!

Posted 10/15/2014

Our very own Steve Furlong from Mortgages Unlimited Bloomington office had his article, “The Industry’s Bright Future-Today’s Originators Must Be Masters-And Teachers-Of Their Trade,” published in this month’s issue of the Scotsman Guide!

Steve touches on how the mortgage industry has changed after the stock market crash and how young newcomers to the industry can learn a lot from the past. In the article, Steve states “Originators are now specialists-experts in their field – and they’re becoming increasingly relied upon by the real estate industry, homebuyers and the general public to provide expertise.” Steve then continues to compare the newcomers of the industry to a blacksmith’s apprentice. “One must be trained to do the job the correct way in order to avoid failure and obtain success. A skilled blacksmith, much like a skilled loan officer, ‘spends years learning our trade and constantly perfecting it while overcoming challenges – and occasionally getting burned a little.’ With a new horizon in front of them, the newcomers can observe the industry through the eyes of the true professionals and see the bright future this business can offer.”

Read the full article here to learn more!

Posted 09/23/2014

Mortgages Unlimited is proud to announce that we have three employees recognized by the Minnesota House and Finance Agency for their achievements in providing MHFA loans. MHFA ranks the top producing loan officers for all of Minnesota! Minnesota Housing offers products and services to help buy and fix homes and stabilize families, communities, and neighborhoods.

MHFA stopped by our office to present three employees with certificates!
Congratulations to Pam Barton from our Maple Grove Office who achieved platinum status, the highest of recognition, Kay Halvorson from our Bloomington Office who achieved Silver Status, and Gustavo Ramos from our Eagan Office who achieved Silver Status.
Mortgages Unlimited has been a partner with MN Housing for the past 7 years to help promote and provide access to safe and affordable housing.

Pam Barton from our Maple Office and Heidi Erickson from MHFA

Pam Barton from our Maple Office and Heidi Erickson from MHFA

Kay Halvorson from our Bloomington Office and Heidi Erickson from MHFA

Kay Halvorson from our Bloomington Office and Heidi Erickson from MHFA

Gustavo Ramos from our Eagan Office and Heidi Erickson from MHFA

Gustavo Ramos from our Eagan Office and Heidi Erickson from MHFA



Posted 02/07/2014

In honor of all the talented, hard working people we have here at Mortgages Unlimited, owners Chris Fredin and Steve Gatti brought the gang out for some good times, bowling and bocce ball at Pinstripes in Edina.

Jackie George, Mortgages Unlimited

Jackie George, Joli Holmberg, Kerry Johnson and Hillary Toth

Jackie George, Joli Holmberg, Kerry Johnson, and Hillary Toth gather around to catch up and strategize for the next round of bowling.


Taking a break and mending wounds from a cut throat bocce ball match, is Kerry Johnson, Jesse McEachern, Justin Kovar, and Pam Barton.



The cool kid originators of Mortgages Unlimited, you’ll find Paris Alves, Chris Mullen, and Al Coleman relaxing while checking out the competition.

Posted 01/31/2014

For the past four years in a row Al Coleman of Mortgages Unlimited has been recognized by the Osseo-Maple Grove Press, Champlin-Dayton Press, and the North Crow River News Readers’ Digest as the area’s Best Mortgage Lender!

Al has been a Mortgage Loan Officer with Mortgages Unlimited’s Maple Grove office for the past 10 years.  “We are very proud of Al and his achievement in providing a superior customer experience to his clients, year after year.” Way to go Al!



Posted 01/22/2014

Doug Schinkel with Mortgages Unlimited has once again been recognized by Minneapolis-St. Paul magazine as a Super Mortgage Professional by his clients.   Doug has been a Mortgage Loan Officer with Mortgages Unlimited since 1997, and came with a background as a real estate broker. “It was a great advantage in having a background as a Real Estate broker coming into the mortgage industry. Having guided clients through the complexity of the total home buying process is very helpful in understanding all the anxiety that the client experiences when making such a big financial decision,” Doug says.

Doug goes on to say, “Being a multi-year recipient of this award is really a testament to the great clients I am fortunate to work with, and the highly trained staff at Mortgages Unlimited.”

“Doug’s drive to always provide his home buyers and Realtors with a high level of professional service, communication and respect is what pushes Doug to the top of his class,” said Steve Gatti, President of Mortgages Unlimited.  “His ability to keep his eyes on the primary objective of getting families into homes that they can both afford, and be proud of is what makes Doug a Super Mortgage Professional!” Great work Doug!


7365 Kirkwood Court N, Ste 300 Maple Grove, MN 55369 NMLS Lic #225504

P: 763.416.2600 F: 763.420.5885

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